young invincible

(名詞) 未加入健保的20來歲年輕人。他們不加保的原因是自認年富力強、身強體壯不會生大病或保費高昂負擔不起。

In the parlance of the health care industry, Ms. Boyd, whose case remains unresolved, is among the “young invincibles” — people in their 20s who shun insurance either because their age makes them feel invulnerable or because expensive policies are out of reach. Young adults are the nation’s largest group of uninsured — there were 13.2 million of them nationally in 2007, or 29 percent, according to the latest figures from the Commonwealth Fund, a nonprofit research group in New York.
—Cara Buckley, " For uninsured young adults, do-it-yourself health care," The New York Times, February 17, 2009